🟠 Introduction
If you’re hiring contractors to work at height on your property, their insurance matters just as much as their qualifications.
Without proper cover, a simple incident could leave you, the building owner or manager, exposed to costly claims or delays. So — what insurance should a rope access company have in London?
Here’s a clear breakdown, and a look at how Peak Access is protected across the board.
🛡 The Core Cover You Should Expect
✅ Public Liability Insurance
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Covers injury to the public or damage to third-party property
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Our cover: £5,000,000 (with AIG UK Ltd)
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This is the industry standard for rope access contractors — and sufficient for the vast majority of projects in London
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Need more? We can increase cover for specific contracts if required
✅ Employers’ Liability Insurance
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Protects our team, subcontractors, and apprentices on the job
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Cover level: £10,000,000 — required by law and fully compliant
✅ Products Liability Insurance
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Covers claims from installed components (e.g. bird spikes, glass replacements)
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Cover level: £5,000,000
✅ Crisis Containment
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For PR, legal, and response support in the rare event of a serious incident
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Cover: £250,000
✅ Plant & Equipment Insurance (via Aviva)
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Covers owned and hired-in tools, deadweight trolleys, MEWPs, and access systems
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Includes damage, theft, fuel loss, and site storage
🧠 What to Ask Your Contractor
Before you sign off on any work at height, make sure your rope access provider can show:
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A valid insurance certificate with their business name
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Their IRATA qualifications
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RAMS with evidence of third-party review (e.g. SafeContractor or Avetta)
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Confirmation that cover is valid for your building type and scope
We send all this documentation automatically on request.
✅ Who We’re Insured With
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AIG UK Ltd – Public, employers, and products liability, plus crisis containment
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Aviva Insurance Ltd – Plant and equipment, with full breakdown across our tools and lifting systems
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Policy numbers and schedules available on request
✅ Final Thoughts
Insurance isn’t just a checkbox — it’s what protects you, your tenants, and your reputation if something goes wrong.
At Peak Access, we’ve built our cover around the real risks of working at height in London. We’re happy to share documentation at any stage, and we can extend coverage when your project requires it.
📞 Want to review our cover before you book?
We’ll send a same-day pack with insurance certificates, accreditations, and sample RAMS.